Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.

Deposit growth will soon outweigh credit growth: SBI Research

Oct 11, 2024

"Interestingly the yearly gap between credit and deposit growth has narrowed down to 150 bps during the latest fortnight which is lowest since 6...

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...

Deposit growth of banks will pick up from coming quarters: Axis Securities

Aug 20, 2024

The credit growth in the Indian banks will continue to be more than the deposit growth, a report by the 'Axis Securities' has said...

Sitharaman asks public sector banks to work on deposit mobilisation

Aug 19, 2024

During deliberations on the deposit mobilisation, the Union Finance Minister stated that while the credit growth has picked up, mobilisation of deposits could further...

Bank credit growth to remain strong despite deposit gap: SBI Research

Jul 20, 2026

Bank credit growth is expected to remain robust despite a persistent gap between credit and deposit growth, with Indian banks entering a "goldilocks period"...