High credit-deposit ratio does not signal funding constraint for banks: RBI bulletin

Sep 27, 2026

RBI in its report said the credit-deposit ratio of scheduled commercial banks rose from 68.6 per cent in September 2021 to 82.2 per cent...

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aug 14, 2025

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a...

Even with potential cut in repo rate, bank deposit rates unlikely to be lowered: Report

Oct 16, 2024

A research report highlighted that even if the Reserve Bank of India (RBI) announces a rate cut, deposit costs in the banking system are...

Banks should raise credit-deposit ratio to boost entrepreneurship, development: CM Yogi

Oct 15, 2023

The Chief Minister also said that presently, the State Bank of India has a deposited capital of over Rs 11,500 crore in the Gorakhpur...

Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.