Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aug 14, 2025

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a...

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...

Credit offtake continues to rise but at a slower pace: CareEdge Ratings

Mar 27, 2025

Credit offtake continues to rise but at a slower pace as compared to last year. As of March 7, total bank credit stood at...

RBI rate cuts lead to cooling in both credit offtake and deposit growth: Report

Jul 03, 2025

With a 100 basis point repo rate cut by the Reserve Bank of India (RBI) since February, Credit offtake and deposit growth have cooled,...

Credit growth drops in June, credit offtake expanded by Rs. 20.4 lakh crore from last 12 months

Aug 01, 2024

The credit growth in June 2024 dropped sharply to 17.4 per cent lower than 20.8 per cent in the previous month, however over the...