India's banking credit growth to remain subdued in FY2026, lowered forecast: ICRA

Jan 02, 2025

For FY2026, ICRA anticipates a further slowdown in credit growth, estimating a range of 9.7-10.3 per cent, influenced by the high CD ratio and...

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aug 14, 2025

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a...

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...

India Inc credit ratio declines in H2FY26, outlook stable but cautious amid West Asia conflict: Crisil

Apr 01, 2026

The credit ratio of India Inc declined in the second half of fiscal 2026, even as the overall credit outlook for the FY27 remains...

Banks should raise credit-deposit ratio to boost entrepreneurship, development: CM Yogi

Oct 15, 2023

The Chief Minister also said that presently, the State Bank of India has a deposited capital of over Rs 11,500 crore in the Gorakhpur...

Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.