Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...

Deposit growth will soon outweigh credit growth: SBI Research

Oct 11, 2024

"Interestingly the yearly gap between credit and deposit growth has narrowed down to 150 bps during the latest fortnight which is lowest since 6...

Weak household savings continue to weigh on bank deposit growth: Report

Dec 12, 2025

The report flags sluggish household deposit accretion and muted growth in low-cost deposits as the key structural challenges for banks in the current cycle....

High credit-deposit ratio does not signal funding constraint for banks: RBI bulletin

Sep 27, 2026

RBI in its report said the credit-deposit ratio of scheduled commercial banks rose from 68.6 per cent in September 2021 to 82.2 per cent...

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aug 14, 2025

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a...