Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.

Deposit growth will soon outweigh credit growth: SBI Research

Oct 11, 2024

"Interestingly the yearly gap between credit and deposit growth has narrowed down to 150 bps during the latest fortnight which is lowest since 6...

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aug 14, 2025

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a...

Sitharaman asks public sector banks to work on deposit mobilisation

Aug 19, 2024

During deliberations on the deposit mobilisation, the Union Finance Minister stated that while the credit growth has picked up, mobilisation of deposits could further...

RBI appoints R Lakshmi Kanth Rao as new Executive Director

May 11, 2024

As Executive Director, Rao will look after Deposit lnsurance and Credit Guarantee Corporation, Right to lnformation Act (FAA), Department of Communication.

Even with potential cut in repo rate, bank deposit rates unlikely to be lowered: Report

Oct 16, 2024

A research report highlighted that even if the Reserve Bank of India (RBI) announces a rate cut, deposit costs in the banking system are...