Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.

Deposit growth of banks will pick up from coming quarters: Axis Securities

Aug 20, 2024

The credit growth in the Indian banks will continue to be more than the deposit growth, a report by the 'Axis Securities' has said...

Deposit growth will soon outweigh credit growth: SBI Research

Oct 11, 2024

"Interestingly the yearly gap between credit and deposit growth has narrowed down to 150 bps during the latest fortnight which is lowest since 6...

Lower real interest rates have not hurt deposit growth in India: SBI Research

Aug 05, 2026

Lower real interest rates have not hurt deposit mobilisation in India, with deposit growth improving despite a decline in real interest rate, according to...

External borrowings to meet capital needs putting pressure on banks Net Interest Margins: SBI Securities

Aug 31, 2024

The banks in the country are facing challenges due to a slowdown in deposit growth, according to a recent report by SBI Securities, the...

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...