Loan-to-deposit ratio to subside on its own in coming months: Motilal Oswal

Sep 04, 2024

Amid questions on the depleting loan-to-deposit ratio in Indian banks, a recent report by Motilal Oswal, a financial service company suggests that the loan-to-deposit...

Even with potential cut in repo rate, bank deposit rates unlikely to be lowered: Report

Oct 16, 2024

A research report highlighted that even if the Reserve Bank of India (RBI) announces a rate cut, deposit costs in the banking system are...

Decoding Loan-to-Value Ratios for Smarter Used Car Financing

Feb 15, 2025

Mumbai (Maharashtra) [India], February 15: In the evolving landscape of used car financing, understanding the Loan-to-Value (LTV) ratio is crucial for potential buyers. The...

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aug 14, 2025

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a...

Banks should raise credit-deposit ratio to boost entrepreneurship, development: CM Yogi

Oct 15, 2023

The Chief Minister also said that presently, the State Bank of India has a deposited capital of over Rs 11,500 crore in the Gorakhpur...

Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report

Jun 19, 2025

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.