Loan-to-deposit ratio to subside on its own in coming months: Motilal Oswal

Sep 04, 2024

Amid questions on the depleting loan-to-deposit ratio in Indian banks, a recent report by Motilal Oswal, a financial service company suggests that the loan-to-deposit...

Bank credit growth hits 20% in Q1FY27, highest in 4+ years; deposit growth lags, LDR near decade highs

Aug 24, 2026

Credit growth in India's banking system rose to around 20 per cent year-on-year in the June 2026 quarter, the highest in more than four...

Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand due to festivals: CareEdge Ratings

Nov 05, 2025

The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth,...

Even with potential cut in repo rate, bank deposit rates unlikely to be lowered: Report

Oct 16, 2024

A research report highlighted that even if the Reserve Bank of India (RBI) announces a rate cut, deposit costs in the banking system are...

Decoding Loan-to-Value Ratios for Smarter Used Car Financing

Feb 15, 2025

Mumbai (Maharashtra) [India], February 15: In the evolving landscape of used car financing, understanding the Loan-to-Value (LTV) ratio is crucial for potential buyers. The...

Banks should raise credit-deposit ratio to boost entrepreneurship, development: CM Yogi

Oct 15, 2023

The Chief Minister also said that presently, the State Bank of India has a deposited capital of over Rs 11,500 crore in the Gorakhpur...