Decoding Loan-to-Value Ratios for Smarter Used Car Financing

Feb 15, 2025

Mumbai (Maharashtra) [India], February 15: In the evolving landscape of used car financing, understanding the Loan-to-Value (LTV) ratio is crucial for potential buyers. The...

RBI's move on 90 per cent LTV on gold loans to heighten credit risk for banks: Brickwork Ratings

Aug 07, 2020

Mumbai (Maharashtra) [India], August 7 : Brickwork Ratings has said that an increase in loan to value (LTV) ratio to 90 per cent for...

Gold loan relaxation of LTV norms to limit exposure appetite of banks: Ind-Ra

Aug 13, 2020

Mumbai (Maharashtra) [India], Aug 13 : Gold loan non-banking finance companies (NBFCs) are unlikely to be significantly impacted by the Reserve Bank of India's...

India's banking credit growth to remain subdued in FY2026, lowered forecast: ICRA

Jan 02, 2025

For FY2026, ICRA anticipates a further slowdown in credit growth, estimating a range of 9.7-10.3 per cent, influenced by the high CD ratio and...

Loan-to-deposit ratio to subside on its own in coming months: Motilal Oswal

Sep 04, 2024

Amid questions on the depleting loan-to-deposit ratio in Indian banks, a recent report by Motilal Oswal, a financial service company suggests that the loan-to-deposit...

PSU banks' gross non-performing assets showed a declining trend over the last five years: MoS Finance

Aug 06, 2024

The gross NPAs (GNPA) of SCBs have shown a declining trend over the past five yeaRs As of March 31, 2020, the GNPA stood...