Margins of banks to moderate in FY25 and FY26, to rebound in FY27: Report

Jun 25, 2025

Declining interest rates are not favourable for banks' net interest margins in the short term. According to a report by PhillipCapital, the net interest...

Large private banks hold firm while mid-sized banks struggle on NIMs and slippages: Report

Jul 21, 2025

Large private banks showed resilience in the first quarter of FY26, while mid-sized banks felt pressure on margins and rising slippages, according to a...

PSB margins likely to stay under pressure in FY27, amid weaker loan rate transmission: Report

Jul 02, 2026

Margins of public sector banks (PSBs) are likely to remain under pressure in FY27, as private banks have transmitted policy rate cuts more effectively...

Margins pressure on Indian banks may ease as funding costs decline: Kotak

Aug 12, 2026

Net interest margin (NIM) pressure on Indian banks may be close to easing, with margins likely to stabilise or improve slightly as banks shift...

Indian banks net interest margins to improve after Q3 FY26: Report

Jul 14, 2025

The net interest margins (NIMs) of banks in India are expected to improve after the third quarter of the current financial year 2026 (3QFY26),...

India's banks see steady growth outlook, but margins remain under pressure: Report

Apr 06, 2026

India's banking sector is expected to sustain credit growth momentum in the near term, though margin pressures are likely to persist, according to a...