Household income growth expected to outpace property price appreciation as housing affordability stabilises: Report
Mar 26, 2026
Indian housing affordability is set to stabilise this year as household income growth is projected to outpace property price appreciation for the first time since 2021. According to the CBRE Housing Affordability Index, the EMI-to-income ratio is expected to plateau through 2028, easing the financial burden on homebuyers across major urban centres. This shift marks a significant pivot from the previous three years, where interest rate hikes and rapid capital value growth consistently pushed the EMI burden upward.